Wholesale Liability Insurance for Beauty & Wellness Professionals
Throughout the United States, spas, salons and medical spa businesses have been obtaining their malpractice insurance coverage through Allied Beauty Experts. We have a 25-year reputation for providing the policies these businesses need to thrive. At Allied Beauty Experts we invite you to join us for one year of membership when you obtain our services. In addition, we also provide coverage for violation of HIPAA laws, prior acts, business contents property and more.
You have a need to obtain spa insurance if you own any type of beauty and wellness business or you work as an esthetician. By joining our beauty association you can get access to “A” rated liability insurance. This comprehensive insurance includes coverage for:
- Estheticians and cosmetologists
- Medispas
- Salons and spas
- Laser hair removal spas
- Tanning salons
- Permanent makeup technicians
- Microblading specialists
Our biggest priority is providing you with the best possible liability insurance coverage. Most agencies draw on multiple sources to create an insurance policy that is hopefully adequate to cover all your treatments. We designed our policy to cover specifically what you do, and list them on your certificate so there is never any doubt. This doesn’t allow for the underwriter to deny claims because the treatment isn’t covered by the blanket hair salon policy you were sold for your microblading business.
Your Allied Beauty Experts insurance can provide you with business interruption coverage as well as coverage for your property. Our services can also protect your business in the event an employee is accused of sexual misconduct.
When you obtain a malpractice insurance plan with us you are covered for any possible incident, general or professional, up to a maximum of $1 million. With a $3 million aggregate for the year, we’ve got you covered.
With the types of coverage we offer, you can find just what you need to protect your business. We have independent contractor, skin care, permanent cosmetics and medispa packages. Each one provides you with protection that will help your business run smoothly.
If you have ever struggled to work with an insurance underwriter, Allied Beauty Experts is for you. We take the struggle out of obtaining the coverage you need to protect your business. For example, maybe you had a client who had their lash lift or microblading fail to impress or caused them to visit their doctor, we will help you to navigate the claims process.
The services we offer ensure that you can run your health and beauty business successfully for many years to come.
Independent Contractor
This package is designed for a single person at a single location providing only the specific services listed below. Whether you are a hair stylists, makeup artist or a nail technician, this package will cover you for the following services:
- Nails
- Hair cutting / color
- Facials
- Make up artistry
- Pedicures / manicures
- Message / Yoga
- LED
Spa And Salon
This coverage is designed for beauty salons and spas with one or more employees or contractors and one or more locations. Beauty salons and spas that are offering a variety of non-invasive services can list their technicians and multiple locations as needed. Some services require additional premium noted with asterisk.
- Nails
- Hair cutting / color
- Tanning
- Teeth whitening
- Microdermabrasion
- Electrolysis
- Facials
- Cellulite reduction
- Make up artistry
- Chemical peels
- Pedicure / manicure
- Waxing
- LED
- Laser*
- Blading / Needling*
- Eyelash extensions*
- Spray tanning
- Ear piercing
- Message
Permanent Cosmetics / Microblading
This is general and professional coverage for a single operator providing permanent and semi permanent cosmetics. Whether its full lip tattoo, lip liner tattoo, ombre brows or eyebrow microblading.
- Full lip tattoo
- Lip liner tattoo
- Beauty Marks
- Camouflage*
- Permanent eyeliner
- Permanent brows / Microblading
MediSpa
- Teeth whitening
- Botox / Dysport
- Colonic therapy
- Laser toe fungal removal*
- Laser brown spot removal*
- Cavi-lipo
- Fibroblast / plasmapen
- RF Needling
- FDA approved fillers
- Vitamin injections
- Laser skin tag removal*
- Laser/RF/Ultrasound*
- Medical peels
- Laser lesion removal*
- Laser wrinkle reduction*
- Laser hair removal*
- Laser spider vein removal*
- Laser Vein Treatments*
- Botox (offsite)
- Hyperbaric treatment
- Tattoo removal
- Acupuncture
- Cool sculpture
- Sclerotherapy Injections
- Weight loss services
- Ultrasound or laser lipolysis
- Wart removal
- PRP Platelet rich plasma (includes P. shot and O. shot)
- PDO Threading (MD, PA and NP only)
- Mesotherapy injections / Kybella
- Hormone therapy prescriptions