Get a fast quote for general and professional liability insurance. All of our policies include general and professional liability coverage on an occurrence form. For 23 years, ABE has offered wholesale liability and property coverage to Spas, Salons, Medi Spas,technicians and physicians across the United States. You can choose from various policies which may be purchased together or separately. ABE also offers additional coverage for advanced services, allowing you to purchase only what your business needs. BE SURE: you get an Occurrence Policy – NOT a Claims Made policy. it includes General AND Professional Liability. the deductible is low or preferably zero. your Insurance Co. is A rated or better. your coverage is not through a risk retention group. Why choose ABE for your insurance? Professional and General Liability $1 million per occurrence / $3 million Limit $0 Deductible Property Coverage / Lease Hold Improvements Business Interruption Coverage Fire Legal Protection Full 1 year ABE Membership

Comprehensive Spa & Salon Liability Insurance

• Professional Liability, General Liability and Property Coverage
• $1 million per Occurrence/$3 million per Year
• $0 Deductible
• Contents Coverage
• Business Interruption Coverage
...and more!


1. You get an Occurrence Policy - NOT a Claims Made Policy.
2. It includes General AND Professional Liability.
3. The deductible is low or preferably zero.
4. Your insurance is A rated or better.
5. Your coverage is not through a Risk Retention Group.

Independent Contractor

If you are a single operator doing ONLY the following:

• Facial Toning
• Nails
• Make-Up Artistry
• Pedicures/Manicures
• Massage/Yoga
• Facials
• Hair Cutting/Color

your price is $279/year. Please click here and Register to start your application.



Mobile Phone
Date your current
policy expires
What's This?
I am a licensed agent
Spa and Salon Premium
What's This?

Number of Locations
Number of Technicians

Needling/Skin Tag Rider/Dermaplaning/Lash and Brow Tinting
What's This?

Laser Hair Removal Only
Number of Laser Technicians
Do not count medi-spa techs doing laser.

Medi Spa

Medi Spa 1
What's This?

Medi Spa 2
What's This?

Medi Spa 3
What's This?

Number of Medi Spa Technicians
Physician Direct Patient Care
What's This?

Microblading/Permanent Cosmetics
Camouflage/Pigment Removal Rider