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Spa Insurance Tips

Whether you own a medical spa or a day spa, the treatments and services you provide to your clients involve a high level of personal interaction. That personal interaction can be a huge liability risk. Medical spas in particular face larger risks due to the procedures they do, including laser hair removal and other procedures utilizing medical equipment.

You can protect yourself from the financial disaster of a lawsuit by purchasing a comprehensive spa insurance policy.

The most important coverage for a medical spa is professional liability for each employee who provides treatment. 

How does this apply to independent contractors who work for you?

  • A spa can cover independent contractors under their policy, but only for work at their business. 
  • Spas that list independents should charge them for the technician premium to further reinforce the separation between the spas business and theirs. 
  • If the contractor has their own coverage the spa should make sure they are added as an ‘additional insured’ to the policy and track the expiration date. The spa doesn’t want to be exposed because the technician didn’t renew.

 

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EXAMINING LABOR ISSUES

Are they independent contractors or not? Do they make their own schedule? Do they collect the money? Are they using their own equipment? Do they perform work for other businesses?
Learn more

 

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Vaginal Tightening Treatments Laser vs Wasp Nest Treatments

You know the one place that all things wasp-related  don’t belong? The vagina. The VAGINA. I can’t stress this enough: ladies and gentlemen, the human vagina is  not meant to house anything waspish.  Learn more

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Turn Off The Blue Light To Get More Sleep

Sleep is highly underrated. It is one of the “pillars” of just as important as diet and exercise. Poor sleep is linked to heart disease, type 2 diabetes and depression. It is also one of the strongest risk factors for obesity.  Learn more

 

Overwhelmed by Social Media?

Is social media driving you insane? THE SOLUTION – Allied Beauty Experts will manage your social networks starting at only $199 per month!
Learn more

 

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