Here’s what a Medispa looks like:

Our Basic Coverage (Medispa I) is where all of our medispas begin. These places are nice, often luxurious spas often run by a Physician or qualified staff overseen by a Physician. What makes them different from a normal day spa is the level of invasiveness you’ll find. These locations provide injections like Botox or Dysport, dermal fillers like Bellafil, vitamins and collagen, more potent chemical peels, and stronger dermaplaning. These medispas also use their lasers in more invasive procedures than basic laser hair removal. Here they’ll be utilizing their lasers for pigmented lesion, age and brown spot removal, laser hair removal on darker skin, wrinkle reduction, cellulite removal, removing skin tags and spider veins, and even for treating toe fungus.

Medispa Expanded Coverage (Medispa II) provides protection for locations that do all of the above but also take it up a level. These spas may perform ‘Botox parties’ or provide these injections at different locations. They’ll use their lasers for all of the previous mentioned procedures but also perform laser vein treatment or laser assisted lipolysis, and may even provide laser tattoo removal. A qualified nurse might be performing sclerotherapy or wart removal, or even medical weight loss services. We have several members who also incorporate acupuncture into their practice at this level.

Lastly we have Medispa Expanded Coverage III (Medispa III). These locations do the most invasive of procedures like mesotherapy, hormone treatments, and PRP (platelet rich plasma) injections. So the medispas you’ve heard of giving P-Shots (for males) and O-Shots (for females) fall under this category.

For insurance agents looking to offer additional up-sales and cross-sales, our policy is designed with ALL of the necessary riders and add-ons. Direct Patient Care (DPC) for the Medical Director’s that want to provides services, HIPAA coverage, Prior Acts coverage (up to three years) for the unfortunate clients on Claims Made policies. Agents can offer upgraded Policy Limits, Sexual Misconduct coverage, Private Label/Distribution protection, and even Business Personal Property coverage to their medispa clients. With zero deductible and written on an Occurrence form, ABE prides itself on offering a one stop shop for the best priced, best covered policy for this industry.

If you are an agent, and are looking to add this lucrative market to your Agency’s risk portfolio, register to become an Appointed Agent at www.alliedbeautyexperts.net/agent-registration. Agents receive 12% commission on wholesale premium with typical medispa policies ranging from $5,000 to $10,000+. Our online member profile page allows you to control any changes or additions as the agent, and our renewal reminder system ensures your clients return each year. ABE will walk you through the program, how to get quotes, how to fill out the online application, and how to market to a medispa in your vicinity. Call 800.444.7546 with any questions.